The following groups are eligible for UHIP coverage: 

• International students studying in Ontario
• International employees working in Ontario who are not eligible for OHIP
• Family members (spouse and children) of international students and employees who are not eligible for OHIP
• Canadian students, employees or other individuals who are not eligible for OHIP or are satisfying the OHIP waiting period. This situation usually applies to Canadians coming from other provinces outside of Ontario or individuals that have dual citizenship who are not eligible for OHIP upon returning to Ontario.
• Short-term international visitors associated with a UHIP-participating university.

UHIP coverage must be renewed on September 1 every year, and benefit coverage expires on August 31 the following year. 

Students are automatically enrolled in UHIP in September after they have registered for courses in the fall term. Students that start in the winter term must manually enroll in January, and students that start in the summer term must manually enroll in May. 

Students who are taking an Authorized Leave of Absence and will be out of Canada for the duration of the term, please submit flight details to uhip@trentu.ca prior to the financial drop deadline. 

Students who are nearing the end of their program of study may be eligible for an additional six-month extension of UHIP coverage for emergency purposes. You must email uhip@trentu.ca before you finish your courses to be eligible for an extension. 

• The extension fee is the same as the regular UHIP fee: $66 per person per month. This fee will be charged to your Trent student account once confirmed with the UHIP Administrator.
• Your dependents' UHIP coverage can be extended as well.
• Coverage provided by Cowan Insurance Ltd. for the UHIP graduate extension is for emergencies only, therefore prescheduled doctor's appointments may not be covered. 

Dependents must be included in the student/employee’s UHIP plan to be eligible for coverage. It is the student/employee’s responsibility to register their dependents by requesting the UHIP Dependent Application from uhip@trentu.ca. 

Employees are registered during their onboarding at the new employee information meeting.

You may be asked to provide proof of your UHIP coverage to a health care provider. There are three ways that you can access your documents to provide proof of coverage: 

• In person: Trent International Office, Peterborough Campus, Champlain College, Room CC 302.
• Email uhip@trentu.ca to receive a PDF sent to your Trent University email account.
• Phone: 705-748-1011 ext. 1314

The UHIP fee for registered international students is automatically included in their tuition fee each year. 

• Students beginning in the fall term are billed in September for 12 months of coverage from September 1 to August 31 of the following year.
• Students beginning in the winter term are billed in January for eight months of coverage from January 1 to August 31.
• Students beginning in the summer term are billed in May for four months of coverage from May 1 to August 31. 

Contact the UHIP Administrator at Trent University by email uhip@trentu.ca for questions about your UHIP eligibility, to add your dependents, login issues with Cowan, to receive your UHIP e-card, and fees.Shape

If you are graduating from Trent or will be travelling outside of Ontario, it is important to ensure that you still have health coverage. As you research health insurance options, please consider the following resources as recommendations: 

• Ontario Health Insurance Plan (OHIP) – Students must meet certain requirements to be eligible. Please visit your nearest Service Ontario for more information.
• Manulife Cover Me
• Student VIP International